Ruby and the team at Dominion Lending were easy to deal with, knowledgeable, and courteous; it made for a smooth transaction.

As this was our first experience in obtaining a mortgage, we asked numerous questions and called Dominion a few times a day until the closing date of our home.  Ruby and her staff were always there to guide us through the process and we were very pleased with both the mortgage and the service we received.  We would definitely recommend Ruby and her team for anyone seeking the best mortgage rate combined with exceptional service.   -Mr. and Mrs. Rai

Brandon and I were introduced to Ruby by our Realtor.

Ruby gave us several different options that our bank hadn’t. She provided us with numbers and options immediately, with the maximum savings.

I was not aware of the options we had until sitting down with Ruby. It was refreshing to know she was looking out for us and getting us the best interest rate possible.

Ruby did an amazing job for us and we are grateful.

I recommend Ruby to all my family and friends!

Thank you,

Brandon & Melissa Wanamaker

Thank you so much for you service and patience.  The whole experience was top notch with you arranging everything and then trying to increase the limit up our request.   I have no complaints but the outmost praise for you and your firm.

-Katy and Tom Gojak

We had the pleasure of dealing with Ruby at Dominion Lending Centres when buying our first home.  She went above and beyond to help us get the best possible rate and stayed on top of all the details for us.  As a first time home buyer we had many questions, which Ruby was always available to answer.  We highly recommend Ruby to our friends and family. 

Thank you, Nelson & Meera Filipe

My husband and I would like to take this opportunity to thank you for the great service you have provided to us.  You went above and beyond to ensure a smooth transition for our first time mortgage.  We were nervous at first but with your help you made our experience a happy one.  You never gave up on us and you always found another way to make things work out.  Thank you!

It was a pleasure working with you and we appreciate the quality of your work and support that you have shown during this process.

We can finally say, « We got a cottage »!  We have been dreaming about this and it is finally come true!

Thank you again Ruby for making this possible! 


Nadia and Larry Bifolchi

Without Ruby we would not have our home.  We are incredibly thankful that she was recommended to us.  We searched everywhere for help finding financing for a property we fell in love with.  We were promised funds everywhere we looked.  But when the time came for approvals, we encountered unbelievable resistance and were refused mortgages with banks and other brokers.  Our hopes began to dwindle.  We had resigned ourselves to the thought that it just wasn’t meant to be.  That’s when we came across Ruby.  She re-assured us she could help us reach our dream.  We proceeded with her, a little tentative yet hopeful.  We never expected the level of service that we would experience.  She exceeded our expectations, with ease.  Ruby calmly and gracefully navigated us through what seemed like a confusing and arduous process as first time home buyers.  She explained concepts simply and helped us better understand each step.  She was never too busy to take a phone call and always happy to share her knowledge with us.  With her guidance and direction, we were able to simplify the process and relieve ourselves of a great deal of unnecessary stress.   She consistently went above and beyond in order to help us actualize our goal.  We were impressed that her resolve to help us achieve our dream was so natural and inherent to her personality.  It was very refreshing and encouraging knowing that our best interests were always her top priority.  We would not hesitate to recommend Ruby and her incredible service to our friends, family and any others who may be in a similar situation to ours.  Where there is a will, there is a way.  If it is possible she can get it done.  We are grateful Ruby for all you’ve done for us and everything you helped us accomplish.

 Evan and Laura

Ruby was always very courteous and patient with me. As a new home buyer, I had a LOT of questions and Ruby was always very quick to respond to my (numerous) emails and provided great clarification. Ruby was great to work with and I always felt like she had the client’s best interest in mind, transactions went very smooth. I will definitely be using Ruby in the future, many thanks!!!   -Victoria

Good Afternoon,

I am writing this note to acknowledge the outstanding service my wife and I received from Ruby Samra of Dominion Lending Centre’s Stoney Creek location.

My wife and I have been clients of Ruby Samra for over 10 years, starting with our first home.  We have always received excellent service and care from her with respect to our mortgage and financial needs.

Despite how busy she is, Ruby always takes the time to answer questions, emails, phone calls, and text messages regardless of how many things she is juggling at a given time.  Ruby always makes her clients feel like they are her first priority.  She is always on top of any issues that arise and deals with them diligently, and professionally.

Ruby has consistently made the process of obtaining a mortgage as smooth and stress-free as possible.  She listens to her clients, and works with them to achieve their goals, exceeding expectations.

We would like to thank Ruby for her hard work, and assistance in all the years we have been clients of hers.  She truly goes above and beyond expectations, providing the best client care anyone could ask for.  Thank You!


Chris and Tara Ladniak

I am very happy with the service Ruby has provided.  She is knowledgeable and hardworking and works hard to get the best deal for her clients.  Ruby is prompt to reply to questions which sets her apart from her competitors.  She is able to ensure quick turnarounds and a hassle-free experience.


Dear Ruby,

Thank you for absolutely everything you have done in helping us pursue our dream home. The communication, professionalism and efficiency throughout the whole process was above and beyond and because of you we are now proud homeowners. Thank you so much once again we are forever humble and grateful for your service. Stop in for a cuppa if you are ever out our way.

-Fadi & Nagham