I would like to thank Ruby at Dominion Lending for all of the hard work and assistance she provided my wife and I throughout our home purchase. This is the first home my wife and I have owned and we had many questions throughout the process. Ruby was always very quick to reply to an e-mail, text or phone call with a friendly, knowledgeable response which gave my wife and I great reassurance in a process very unfamiliar to us.  Ruby went above and beyond what we expected from a mortgage broker and would often provide assistance after-hours and even on weekends to accommodate our busy schedule. We are now homeowners and are very grateful for our experience with Ruby and Dominion Lending. I would recommend their services to friends and family and look forward to working with them again down the road. 

Kirk M

My husband and I recently worked with Ruby Samra for our mortgage loan for two properties in the past six months. From the time she was recommended to us, she has always shown exemplary professionalism in handling our mortgage needs. She was very resourceful and extremely helpful in securing our mortgages we required. I highly recommend Ruby to anyone looking for an excellent and knowledgeable broker who comes through for her clients.

Pat & Sandra Piro

We had a very positive experience with Ruby, she was prompt with appointments, telephone calls were always returned if not immediately, always within a business day, questions (and I had some) always answered.  She was always professional and met our needs.  All in all, I would not hesitate to recommend her services to friends or family.  Thank you Ruby,

 Sincerely, Lucy and Alex, Houston

Hello Ruby,

Both Leslee and I would like to thank you for all your work on our behalf.

We thought it would be a simple process to redo our mortgage, along with a few specific requests, but it turned out to be much more involved than we expected.

However, with all of your assistance it ended up exactly the way we had hoped and much easier than it would have been.

We can’t thank you enough for all your hard work, your patience and your diligence in ensuring that it went as smoothly and quickly as possible.

We have recommended you to everyone we speak to, and will continue to do so.


Jeff & Leslee Godsall

After trying to obtain a mortgage with my usual bank that I have been doing very satisfactory business with for the past 40 years, once 4 weeks had gone by without a satisfactory conclusion, I contacted Ruby at Dominion Lending. My usual bank was not providing the kind of service that could be described as « royal », and to be honest this was the second time in two years that they took several weeks to give me mortgage approval (the first time, I lost a deal because of mortgage approval delays, and the seller would not give an extension to the condition to obtain mortgage approval). But, Ruby had mortgage approval arranged for me this time within two days with basically the same terms and conditions that my usual bank was offering. I don’t know how she did this, but she certainly worked magic, and in the tough Toronto real estate market in the spring/summer of 2017, it was one less major stressor removed from my mind. I should have gone to her first, then maybe I would not have had to arrange for an extension to close on the house purchase I had made       -Valliant

Dear Ruby,

Just wanted to take the opportunity to thank you for all of your effort in putting together a somewhat involved financing package for purchasing our cottage/retirement home.

As is often the case we found our perfect property about a year ahead of when we saw ourselves financially prepared to make a smooth transition.

Your strong knowledge of mortgages and the tools at your disposal enabled you to creatively problem solve our situation and were vital in bringing together resources from a couple of lenders to make our dream a reality.

Julie and I both are very appreciative of your patience and tenacity in bringing together all the parties needed to make our purchase happen

As you said to us at our first conversation “if I can’t get this done then it can’t be done!” and I fully believe that to be true.

Thanks so much again!


Wayne & Julie Mackey

Both my wife Jennifer and I would like to thank you very much facilitating all of our recent financial needs.  Your level of service and experience was completely satisfactory to our needs.

 You display a high level of professionalism, also:

          you are very easy to talk to

          explained all of the different scenarios and questions we had

          were very kind, courteous and attentive when coming to our house


We hope to continue to do business with you in the future to accommodate all of our financial or mortgage needs.

Thanks again, Best Regards,

 Sam Giudice

Searching for the right home a long with house hunting was not an easy task for our family and took an extended period of time.

It becomes very stressful, however, through it all we were able to remain at ease financially with the exceptional and reliable assistance from Ruby Samra.

Ruby was always available, day or night when we had questions and or needed assistance.

Thank you Ruby, we would most definitely deal with you again down the road should we ever require another mortgage.

You went above and beyond with superior customer service and you are an extremely friendly accommodating person to deal with.



I would like to thank you for the great service you gave us with the purchase of our CONDO , thank you for all the hard work you put into it and we will  come back to you with any future financial purchases.